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Government Policies & Regulations

Official Dubai Real Estate Regulatory Framework

Comprehensive repository of Dubai real estate government policies, regulations, and official guidelines. Access Dubai Land Department regulations, RERA rental laws, master planning documents, mortgage cap policies, and escrow requirements essential for institutional due diligence and compliance.

Dubai Land Department (DLD) Regulations

Property Registration & Transfer Procedures

Dubai Land Department | Updated January 2026

Official procedures for property registration, title transfer, and ownership documentation in Dubai including requirements for both freehold and leasehold properties.

  • Registration fee structure (4% of property value + AED 580 admin)
  • Required documentation for transfer
  • Trustee office procedures
  • NOC (No Objection Certificate) requirements
  • Mortgage registration process
Coming Soon

Freehold Ownership Zones

Dubai Land Department | Updated 2026

Complete list of designated freehold areas where foreign nationals can own property with 100% ownership rights including all major developments and master communities.

  • 100+ designated freehold zones
  • Geographic boundaries and maps
  • Ownership rights and restrictions
  • Future freehold zone expansions
Coming Soon

RERA (Real Estate Regulatory Agency) Guidelines

Rental Index & Rent Cap Regulations

RERA | Updated January 2026

Official RERA rental index determining maximum allowable rent increases based on market average rental rates, providing landlord and tenant protection frameworks.

  • Rental increase calculator methodology
  • Maximum annual increase caps (5-20% based on deviation)
  • Dispute resolution procedures
  • Tenant rights and landlord obligations
Coming Soon

Ejari Registration Requirements

RERA | Mandatory for all tenancies

Mandatory rental contract registration system (Ejari) requirements, procedures, and documentation for all Dubai rental agreements ensuring legal protection for both parties.

  • Registration process and timeline
  • Required documentation
  • Registration fees and renewal
  • Penalties for non-compliance
Coming Soon

Master Planning & Development Regulations

Dubai 2040 Urban Master Plan

Dubai Municipality | Approved 2021

Dubai's comprehensive urban development strategy through 2040 including major infrastructure projects, nature reserves expansion, and population growth accommodation plans.

  • 60 km² of beaches and natural reserves expansion
  • Major infrastructure development corridors
  • Public transport expansion plans
  • Sustainable development initiatives
  • Population capacity planning (5.8M residents)
Coming Soon

Building Code & Construction Standards

Dubai Municipality | Updated 2025

Official building regulations covering construction standards, safety requirements, environmental compliance, and quality control measures for all Dubai developments.

  • Structural safety requirements
  • Fire safety and emergency systems
  • Environmental sustainability standards
  • Accessibility compliance
Coming Soon

Mortgage & Financing Regulations

Mortgage Cap Regulations

UAE Central Bank | Current Policy

UAE Central Bank loan-to-value (LTV) ratio regulations capping mortgage financing based on property value and buyer residency status to maintain financial stability.

  • Properties under AED 5M: 80% LTV (UAE nationals), 75% (residents), 60% (non-residents)
  • Properties over AED 5M: 70% LTV (UAE nationals), 65% (residents), 50% (non-residents)
  • Second property LTV reductions
  • Investment property restrictions
Coming Soon

Escrow & Consumer Protection

Escrow Account Requirements

RERA | Mandatory for all off-plan developments

Mandatory escrow account regulations protecting buyer payments during construction phase ensuring developer access to funds only upon verified completion milestones.

  • Escrow account establishment requirements
  • Fund release milestone criteria
  • Buyer protection mechanisms
  • Developer compliance monitoring
Coming Soon